Poor credit history mortgages

If you have previously had Defaults, CCJ’s, IVA, Bankruptcy or missed mortgage payments you will find most high street lenders will not consider providing you with a mortgage.

Adverse credit will stay on you credit file for approximately six years. As all lenders conduct credit searches, they will determine the perceived risk of lending against your proposed purchase and credit status. The rate of interest quoted will reflect this. As the adverse credit becomes more historic, better rates and more lenders are available to choose from.

At 1st Class Mortgage Services we are able to source the whole market for the best mortgage deal available to meet your needs.

The overall cost for comparison is 7.09%APR TYPICAL. The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

Follow this link for your Free Credit report

Think carefully before securing other debts against your home.Your home may be repossessed if you do not keep up repayments on your mortgage.